Mental Health Awareness Week: Why financial stability matters for people who lack mental capacity
By Michelle Cruddas
Every year, Mental Health Awareness Week encourages individuals to reflect on the importance of mental wellbeing and the ways we can better support vulnerable people in our communities.

While conversations often focus on emotional support, therapy and access to healthcare, financial stability can also play an essential part in protecting a person’s wellbeing, especially for those who lack the mental capacity to manage their own affairs.
At Pryers, supporting vulnerable people is at the heart of everything we do. As specialist Court of Protection property and affairs solicitors , we work with families, carers and professionals across England and Wales to safeguard the financial wellbeing of people who are unable to make certain decisions for themselves.
Mental wellbeing and financial security
For many people, financial uncertainty can have a significant impact on mental health.
Concerns about paying bills, managing property or protecting savings can quickly become overwhelming. When someone loses the mental capacity to make financial decisions due to conditions such as dementia, a brain injury, learning disabilities or mental illness, these worries can become more complex.
Without the right support in place, vulnerable individuals may face risks, including:
- Financial exploitation or abuse
- Unpaid bills or debts
- Difficulty assessing care or support services
- Problems managing property or compensation funds
- Family disputes about decision-making
The right legal structure can help reduce these risks while ensuring the individuals remains at the centre of every decision.
What is the Court of Protection?
The Court of Protection is a specialist court established under the Mental Capacity Act 2005. Its role is to protect those who lack capacity to make decisions themselves and ensure that those decisions are made in their best interests.
The court can support individuals by:
- Deciding whether someone has capacity to make specific decisions
- Appointing a deputy to manage financial affairs
- Resolving disputes involving vulnerable people
- Overseeing the actions of deputies and attorneys
For families already coping with the emotional impact of a loved one’s condition, the legal process can feel daunting. That’s where specialist legal advice can assist.
How a property and affairs deputy can help
A property and affairs deputy is appointed by the Court of Protection to manage someone’s finances and property when they cannot do it themselves. This may include paying bills and expenses, managing accounts, investments, property and planning for long-term care costs.
At Pryers, our experienced team regularly act as professional deputies for vulnerable clients, helping to ensure their finances are managed safely, carefully and in line with their wishes and best interests.
Good financial management is not simply about administration. It enables people to live comfortably, maintain independence where possible and access the support and opportunities they need to enjoy life.
Support through difficult times
Mental Health Awareness Week is an opportunity to recognise the emotional pressure families and carers often experience when supporting someone who lacks capacity.
Many families suddenly find themselves navigating unfamiliar legal responsibilities while also coping with the emotional impact of a loved one’s illness or injury. Working with specialist Court of Protection solicitors can help families feel supported and reassured throughout the process.
At Pryers, we understand that Court of Protection matters are deeply personal. We pride ourselves on combining legal expertise with empathy, compassion, and practical guidance tailored to each client’s circumstances. If you would like advice about Court of Protection property and affairs matters, deputyships, or trusts, our team is here to help.
Contact Pryers Court of Protection solicitors today by calling 01904 409 720 or get in touch with us using the form below.





